Effective Date: 01/01/2025

📌 1️⃣ Terms & Conditions

Welcome to iMinds Financial LLC. By accessing or using our website (www.iminds.net), you agree to comply with and be bound by the following Terms & Conditions. If you do not agree to these terms, please do not use our website or services.

1. Services Overview

• iMinds Financial LLC provides tax preparation, accounting, financial planning, and business consulting services.

• All services are offered based on client-provided information and do not constitute legal or investment advice.

2. Appointment Scheduling & Payment

• Booking an appointment requires acceptance of our [Appointment Terms & Conditions].

• Refunds are not provided for paid consultations unless canceled at least 24 hours in advance.

• We reserve the right to reschedule or cancel appointments due to unforeseen circumstances.

3. No Legal or Investment Advisory

• We do not provide legal, investment, or brokerage services. Any financial recommendations are general in nature.

• Clients are encouraged to consult with an attorney, CPA, or investment advisor before making financial decisions.

4. Limitation of Liability

• iMinds Financial LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services.

• We do not guarantee specific financial outcomes.

5. Copyright & Intellectual Property

• All content on this website, including text, images, logos, and service descriptions, is protected under copyright laws.

• You may not copy, distribute, or modify any content without prior written permission.

6. Governing Law

• These Terms & Conditions are governed by the laws of Pennsylvania, and any disputes will be resolved in [Chester County, Pennsylvania].

📌 2️⃣ Privacy Policy

Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information.

1. Information We Collect

• Personal Information: Name, email, phone number, and billing details when you book an appointment.

• Non-Personal Data: IP addresses, browser type, and website analytics to improve our services.

2. How We Use Your Information

• To provide tax and financial services.

• To send appointment reminders, confirmations, and updates.

• To improve website performance through analytics and feedback.

3. Third-Party Sharing

• We do not sell or share your personal information with third parties except:

• When required by law (e.g., IRS or legal compliance).

• With trusted third-party services (e.g., Stripe, PayPal) for payment processing.

4. Data Protection & Security

• We implement industry-standard security to protect your data from unauthorized access.

• However, no online transaction is 100% secure, and we cannot guarantee absolute security.

5. Cookies & Tracking

• Our website uses cookies for analytics and personalization.

• Users can opt out of cookies by adjusting their browser settings.

6. Your Rights

• You have the right to access, update, or delete your personal data upon request.

• To request data deletion, please email us at privacy@iminds.net.

7. Updates to This Policy

• We may update this Privacy Policy periodically. Any changes will be posted on this page.

📌 3️⃣ Legal Disclaimer

1. No Professional Advice

• The information provided on this website is for educational purposes only and does not constitute legal, tax, or investment advice.

• Always consult with a licensed professional before making financial decisions.

2. No Client-Professional Relationship

• Using our website, booking an appointment, or attending a seminar does not create a client-professional relationship until a signed agreement is in place.

3. IRS & Compliance

• While we provide tax preparation services, we do not guarantee IRS approval of submitted returns.

• Clients are responsible for providing accurate financial information.

4. External Links Disclaimer

• Our website may contain links to third-party websites. We do not endorse or take responsibility for the content, privacy policies, or services offered on external websites.

📌 4️⃣ Refund & Cancellation Policy (For Services & Events)

1. Appointments

• Refunds are not issued for paid consultations unless canceled at least 24 hours in advance.

• No-shows and late cancellations will not receive a refund.

2. Event Registrations

• Paid event registrations are non-refundable, but tickets can be transferred to another attendee.

• If an event is canceled by us, you will receive a full refund.